Appraiser's Qualifications	Roger L. Hettema - MAI, SRA
	State-Certified General Appraiser 0000045
	email: roger@hettemasaba.com

Mr. Hettema is the senior principal of Hettema  Saba LLC (formerly Hettema, Saba, & Walch, formerly Gulf Appraisers-Consultants, Inc.), 2050 Proctor Rd, Suite A, Sarasota, Florida.  The appraiser is a licensed Real Estate Broker (Certificate #0039087) and a State-Certified General Appraiser 0000045 by the Florida Real Estate Appraisal Board, under the Department of Profession Regulation.  The appraiser has participated full-time in real estate appraisal and consultation since 1976.  Employment prior to this time was concentrated in land development and construction and general real estate activities. 

General Education Background

1971	University of South Florida, Bachelor of Arts, Major in Finance
1973	Real Estate Principles and Practices for Salesman, Edison Community College, Ft. Myers, FL
1973	Florida Real Estate Salesman's License, FREC
1974	Real Estate Principles and Practices for Broker, Edison Community College, Ft. Myers
1974	Florida Real Estate Broker's License, FREC
1978	FNMA, Approved for Category 1, #1062558
1980	Designated Senior Residential Appraiser (SRA), SREA
1981	FNMA, Approved for Category 2, #1062558
1982	Designated Member of Appraisal Institute (MAI), AIREA
1990	State-Certified General Appraiser, State of Florida RZ 0000045
1993	Associate Instructor Course 111, Appraisal Institute
1993	Certified Instructor, Course 310, Appraisal Institute

Offices & Positions Held

1982-1983	Distinguished President - Gulf Coast Kiwanis Club
1985-1986	President - SREA, Chap. 212 - Now West Coast Chapter, Appraisal Institute (AI)
1984-1992	Team Captain, Admissions Committee, Greater Florida Chapter, AI
1986-1989	Director, Commercial Investment Division, Sarasota Board of REALTORS
1989-1990	Director, West Coast Investment Council
1990-1991	Special Master - Sarasota County Property Appraisal Adjustment Board
1993-1998	Region X Representative, West Coast Florida Chapter, AI
1994-1998	Director, West Coast Florida Chapter, AI
1994-1998	Special Master - Sarasota County Value Adjustment Board
1993-Present	Team Member, Admissions Committee, West Coast Florida Chapter, AI
1995-1998	Member, Florida Bar Grievance Committee 12A

Typical Appraisal Assignment	Typical Evaluation Assignments
Retail & Professional Properties	Leased Fee/Leasehold Analyses
Shopping Centers	Income & Cash Flow Analyses
Restaurants	Feasibility & Consultation Studies
Multiple Family Residential Properties	Buy/Sell Consultations
Motels	REO Analyses & Consultations
Light & Heavy Industrial Properties
Land (All classifications)
Eminent Domain Cases
Litigation Involving Real Estate Issues

Trial Experience

Extensive trial and mediation experience since 1982.  Practice includes valuation, pre-trial analyses, depositions, preparation of trial exhibits, and expert testimony.  Participation in cases involving litigation averages about 70 assignments per year.  Actual trial appearances vary with use of mediation and settlement but range from 10 to 20 cases per year.

Qualified Expert Witness in County Circuit Courts and U.S. Bankruptcy Court.

Seminars & Courses Attended

1992	Appraising Troubled Properties, Appraisal Institute	7 Hours
	Hotel Valuation Seminar, Appraisal Institute	7 Hours
	Appraisal Regulations of the Federal Banking Agencies, Appr. Inst.	4 Hours
1993	Faculty Training Workshop, Appraisal Institute	13 Hours
	Course 110 - Appraisal Principles - Challenged Exam	3 Hours
	Taught Course 310, Capitalization, Appraisal Institute	35 Hours
1994	Understanding Limited Appraisal Assignments	7 Hours
	USPAP Update	7 Hours
1995	Taught Course 310, Capitalization, Appraisal Institute	35 Hours
1996	Review Appraisers’ Workshop, DEP State of Florida	7 Hours
	Value Adjustment Board -- Hearing Master Workshop	2 Hours
	Special Purpose Properties	7 Hours
	USPAP - Core Law	7 Hours
	Data Confirmation and Verification Techniques	7 Hours
	Tree Trunk Formula Valuation	4 Hours
	The Internet and Appraising	7 Hours
1997	Broker Recertification Course	28 Hours
	Litigation Skills for the Appraiser	7 Hours
	Florida Condemnation Valuation	32 Hours
	Taught Course 310, Capitalization, Appraisal Institute	35 Hours
1998	Valuation of Detrimental Conditions	7 Hours
	USPAP/Law Update, Appraisal Institute	7 Hours
1999	Appraisal of Non-conforming Uses, Appraisal Institute	7 Hours
	FREB Seminar, Appraisal Institute	3 Hours
2000	The Appraisal of Retail Properties, Appraisal Institute	7 Hours